A: No, we do not currently finance any owner-builds at this time. Some affiliates of Lyon Financial may offer a rate discount via AutoPay. Once you know your credit score, start shopping around with different lenders to see who can offer the best terms. Financing Your Pool With Paramount Capital. They offer financing for all credit types, including those with bad credit. I turned them down and will get a loan elsewhere. Quick and easy to work with. Every team member has the determination and know-how to provide you with a 5-Star worthy experience. Lyon Financial. For instance, eligible borrowers could qualify for a loan amount as high as $225,000, which is extremely high for this type of financing and would allow them to secure the funding for all but the most expensive pool installations. As such, its important to research the best pool loans available and decide which one makes the most sense for each persons unique situation. The applicant or co-applicant (or Family Member*) is active duty, military retiree, reservist, or veteran. A loans annual percentage rate (APR) reflects the total cost that the borrower will pay, including interest, lender fees, and other potential expenses. Contact Jeff today for more information or to get started: Jeff Miller, VP, Sales and Business Development To begin the application, click "Qualify Now!," located in the black bar, towards the top right of the page. $$ info@poolloan.net Closed now 9:00 AM - 5:00 PM Loan Service vikingcapitalinc Photos See all If youre considering a Viking pool, youre probably wondering how much it will cost. This feature can help homeowners temporarily prioritize and allocate more money toward other financial obligations. A: We can work with most pool builders. Additionally, Viking Capital offers fixed-rate loans, which can give you peace of mind knowing that your interest rate will never increase. Such discounts could be an important factor to consider when looking at each lenders APR ranges, as eligible borrowers may be able to lower their rate and save some money on their pool financing. [CDATA[ Wondering how much it costs to install a pool? Although some companies may charge lender fees like origination and application fees, the single largest expense borrowers will pay on a pool loan is interest. I listened to him He was patient he would check my debit to credit ratio and explain where I was currently and where I had to be in order to get approved. Here, Jackson Pools has comprised a variety of resources to answer some common questions and help home and business owners understand what to expect from the pool construction process. Our staff and business partners are proud to offer our lowest rates to those with military affiliation. So easy a caveman can do it. It is a big financial investment, but its also a huge quality of life investment. We are a family owned business since 1999 and No Hassles - No Excuses - Quick Answers. Exact interest rate determined by credit profile. If you would like to learn more about the products or services offered by Concord Pools & Spas, please fill out and submit the form to contact our sales department. If you have bad credit, you may think that you cant get a loan to finance your pool. Homeowners may also want to consider how funds are disbursed. FREE Loan Consultations and payment details for all applicants! . Well also email you the link so you can view at anytime. Contact Us. SITE DESIGNED BY . Ryan Harris was our Viking Capital representative and we couldnt have been luckier. However, if you still don't see what you're looking for or require further information, contact us directly at 877-754-5966 and one of our friendly and experienced specialists will be happy to assist you. As such, borrowers with excellent credit scores (750+) can expect to qualify for the best rates and terms on their loans. Viking Capital, Inc. Financial Services Ponte Vedra Beach, Florida 313 followers Financing for home improvement projects including swimming pools, hot tubs, decks, indoor/outdoor kitchens, baths, etc. Answered all of my questions promptly. Viking Capitalacts in the capacity of consultant, working with contractors nationwide to help pair pool buyers with the best swimming pool financingoptions available. *Viking Capital offers a variety of loans that vary in rate, term, loan limits and approval conditions. * Loan terms and availability vary based on borrower qualifications and are subject to change without notice. Again, keep in mind that if housing prices drop after taking out this type of loan, you could find yourself underwater on your mortgage balance owed versus what your home is currently worth in the marketplace . Viking Capital Pool Loan is a great way to get the money you need for your business. If this option sounds more appealing than a dedicated pool loan, homeowners may want to review the best home improvement loan providers and see if theres an option thats right for them. Borrowers must have a minimum credit score of 580 and a maximum debt-to-income ratio of 50%. The company also supports a dedicated mobile app that customers can use to manage their loans, including scheduling payments, updating account information, and checking the progress of their repayment schedule. ), and whether or not the lender offers flexible repayment options (like making extra payments without penalty). When you have good to excellent credit, the choice is yours. If youre looking to take out a loan from a Viking capital pool, there are a few things youll need to meet in order to be eligible. HFS performs a soft credit check to present you with full loan options. We then reach out directly to you and go over the details and next steps in the loan process. See eligibility details. We are proud to offer these great loan options Branch of service: Air Force, Coast Guard, Army, Navy, Marine Corps or reserves for these branches. Term of 30 years requires a minimum FICO of 780. Bnit Mulindwa gave Viking Capital, Inc. a 5 star Review on Facebook. A cash-out refinance, for instance, could provide funds to pay for a new pool. #Available on approved credit, not all will qualify. Lyon Financial does not endorse, warrant or guarantee service or products of any lender or broker and does not guarantee and makes no representations of any rates, points, and loan programs offered by affiliates. You have 6 months from the approval date to use the shopping pass to pay for the pool and any extras you have purchased through your pool builder. Dive right into planning and desigining your pool with simple, low interest rate financing through our financing partners. Submit your loan application . . The loan allows business owners to access up to $2 million in funding, with interest rates starting at 4%. This is a great option if you need quick funding for your business. We may earn revenue from the products available on this page and participate in affiliate programs. FREE Loan Consultations and payment details for all applicants! Homeowners may be able to finance a new pool with a home equity loan, home equity line of credit (HELOC), or even a second mortgage. We partner with a network of lenders so you have access to multiple loan options. Lyon Financial offers financing solutions for swimming pool and home improvement loans nationwide. . will treat you like the valued customer that you Branch of service: Air Force, Coast Guard, Army, Navy, Marine Corps or reserves for these branches. Depending on the lender and type of financing, a pool loan could run anywhere from 24 months to 25 years. Can't say enoughThank you, ******* (and crew) for making this process a pleasant one!! With their easy-to-use platform and quick approval . !You have a new customer for life! Our investments in technology keep your The disadvantage is that if housing prices fall and your homes value decreases, you could end up owing more than what your home is worth (known as being underwater on your mortgage). Lenders may set minimum credit scores for borrowers to meet in order to qualify for a loan. Once we receive your application, we can typically have a conditional approval for you in 2-3 business days. If you dont think youll qualify for a personal loan or if you want to avoid taking on more debt another option is to finance your pool with a home equity line of credit (HELOC). By taking some time to reflect on what matters most, homeowners can narrow down their options more quickly and find the right fit for their needs. We also considered the terms of the loans themselves, determining whether the funding time frames and loan lengths would fit the needs of homeowners looking to finance a pool installation or would potentially cause issues for them instead. However, some lenders may require a higher score, such as 700 or 720. What's-app:+1 (657) 366-7359. There are other options available if you have bad credit and want to finance a pool. New comments cannot be posted and votes cannot be cast. APR, terms, and loan amounts may differ based on loan purpose and credit profile. Build your furure with our help! A: We assist with financing for many home improvement projects, including new swimming pool construction, swimming pool renovation, spas, landscaping, outdoor living, and residential home remodeling. Viking Capital HFS Financial Lyon Financial Your Bank or Credit Union Click the tabs to the right to learn more about each financing option. We hope this tool helps you finance your new Viking pool! One option for financing your pool is to get a personal loan from a bank or credit union. Viking Capital, Inc. is a family-owned business that has been offering the most desirable financing options available in the industry since 1999. If youre considering a pool loan, you may be wondering about the difference between Viking Capital and Lyon Financial. Lenders may offer a wide range of pool loan rates that are subject to the borrowers financial qualifications. We provide 30, 20, 15 or 10 year fully amortized loans and offer low Fannie Mae conforming conventional fixed interest rates. Fast, accurate and truthful information. Lyon Financial; HFS Financial; Viking Capital; Paramount Capital. With LightStream you know you'll get a great rate, and the best loan process you've ever experienced guaranteed. The low rates and longer term loan options offer more affordable monthly payments. Your Viking Capital Loan Representative will go over all your loan options and their respective terms and payment amounts. Viking Capital. When comparing different lenders, its important to pay attention to more than just the interest rate. NMLS# 42691 If you are looking for financial assistance to build a pool (or anything else I Guess), look no furtherthis is it! This means that your monthly payments could go up or down depending on economic conditions. Lyon Financial offers Swimming Pool and Backyard Living loan amounts of up to $500,000. We are able to offer financing solutions for most applicants with a credit score of 625 and above. Call our in-house pool experts, and we ill help you make the best decision for you. If youre not sure where your credit stands, check your free annual credit report from each of the three major credit bureaus Experian, Equifax and TransUnion for errors or negative information that could be dragging down your score. Because some lenders treat pool loans as a dedicated loan product and others provide pool installation funding through personal loans or home improvement loans, loan terms can vary quite a bit. Credit score requirements can vary from lender to lendersome lenders may not have any set minimum credit score at all. Edward Jones - Financial Advisor: Brian Mathis, Edward Jones - Financial Advisor: Robert W Winkler. Building a pool is often an expensive proposition, however, as its one of the most costly home improvement projects that a homeowner can tackle. The smiles start here! After 40 years in the business, we still put people first. If you are looking for a flexible financing option with competitive rates, then Viking Capital Pool Loan is a good choice for your business. The decision to build an inground swimming pool is a big one. These loans may come with higher interest rates, but they can still help you achieve your goal of owning a pool. With that in mind, a persons credit score can be one of the most important criteria used to determine loan eligibility. We use cookies to optimize our website and our service. Conditions and limitations apply. Super simple process. A member of our loan team will personally review your application, ensuring you are paired with the best program for your needs and qualifications. Some lenders offer specialized pool loans to finance installations, but borrowers may also be able to use personal loans for these renovation projects. I was able to get the problem fixed and get a 2% better loan rate and improve my credit score because of this education. I was so impressed a REAL human being (Karen) always answered the phone and directed me to proper person. The underwriter will review your entire credit profile, past payment performance, and experience with large secured and unsecured loans. Make sure to read the fine print and understand all the fees and charges before signing any paperwork. Just began our process with Lyon Financial.. was easy to apply and be approved. Homeowners who do not need the large loan amounts offered by pool financing specialists may want to consider Marcus by Goldman Sachs as an alternative option. Customers can also manage their loan using the lenders mobile app, scheduling payments, setting up autopay, and checking their payment history. Concerned about all the pool companies in Southwest Florida and whether youre choosing the right one? How much can you afford to borrow? A lower total cost may not make sense if the borrower will struggle to make loan payments each month. Homeowners with higher credit scores are more likely to be approved for a pool loan and be offered better loan terms, such as lower interest rates. APPLY AT VIKING CAPITAL . Need financing? Of course, our friendly and knowledgeable specialists are always just a quick phone call away to provide updates or answers to any questions you may have. Backyard Resort Pools Voted Best Service by Capital Region Living readers, we put our members first with unique products that make life easier. But before you apply for a pool loan, its important to understand how your credit score can affect your ability to get approved and what interest rate youll be offered. Im at the beginning phase of the pool build but so far everything has been an easy process..From application to signatures to the ok to start construction. Apart from work she likes dancing and listening to music. By Jeff Keleher Published Sep 8, 2022 11:46 AM. Some of the other highlights of working with Lyon Financial: Loans up to $150,000 . As one of the leading lenders in the swimming pool industry, Paramount Capital has funded a substantial amount of inground pools for our customers. Installing an inground or above-ground pool can be a great way to beat the heat during the dog days of summer, entertain guests, and relax after a long day of work. To that end, it may be worthwhile to explore how longer loan terms could lower monthly installments and make it easier to budget for those payments along with other recurring housing costs and financial obligations. Conditions and limitations apply. If your credit score is below 620, you may still be able to get approved for financing, but you may have to pay a higher interest rate. But some people might prefer to tap into their home equity rather than take out a dedicated pool loan. You choose your funding date, and you can even have funds deposited into your account as soon as the same day you apply. AMS Financial : Viking Capital: Lyon Financial: Lightstream. But there are financing options available that can help homeowners shoulder these costs and build a pool to their specifications. Another advantage of personal loans is that theyre typically unsecured, which means you wont have to put up any collateral (like your home) in order to qualify. As noted, installing a poolparticularly an inground poolcan come with a hefty price tag. After understanding our loan needs, he shopped around for best fit, best price, best terms and was quick to close the deal. Luxury Pools My wife an I both have 800+ credit scores, no debt (besides the mortgage) so our debt to income ratio is < 15%. You can be confident thats what youll get with LightStream, because we back our low rates with our Rate Beat Program. This means youll save money on interest over the life of the loan. This can make it difficult to qualify for traditional loans from banks or credit unions. Find Reviews, Ratings, Directions, Business Hours, Contact Information and book online appointment. and not be charged any additional interest. Unlike banks, credit unions, and online lenders, our experience is unique to pools, not just any type of loan. You'll feel like the valued customer you are. Apply Now and we will schedule your FREE Loan Consultation! Your Viking Capital Loan Representative will go over all your loan options and their respective terms and payment amounts. That's when we discovered the power of multifamily real estate investments, which allow us to create passive income and build wealth for our families, all while making a difference in local communities. You'll feel like the valued customer you are. Homeowners typically find it easy to get approved with a good credit score. explained everything and answered all my questions. 65,000 at 12 years at 7.99% This loan is our most popular because it offers excellent terms, is okay for people with special* circumstances and includes staged funding, where payments are made in installments as the pool is built.
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